COMMUNITY ASSOCIATIONS
Custom designed and managed insurance products for a variety of business classes, including condominium and homeowner associations.
PROGRAM DETAILS: Program administrator specializing in designing, creating, and managing insurance products for a variety of business classes, including condominium associations and homeowner associations.
COVERAGE AVAILABLE:
RESIDENTIAL CONDOMINIUM ASSOCIATION – Package including coverages for Property, General Liability, Crime, D&O/EPLI, Liquor Liability, and Small Limit Umbrella in Alabama, California, Florida, Georgia, Kentucky, Tennessee & Texas. Property coverage excludes wind in Georgia, Florida, and Texas in coastal areas.
COMMERCIAL OR OFFICE CONDOMINIUM ASSOCIATION- Package including full line of coverages for commercial Condominium Associations occupied by offices, retail and other select occupancies in Alabama, Florida, and Texas. Coverage includes Property, General Liability, Crime, D&O/EPLI, Liquor Liability, and Small Limit Umbrella. Property coverage excludes wind in Alabama, Florida and Texas.
HOMOEOWNER ASSOCIATION COMMON AREAS – Package including coverages for Property, General Liability, Crime, D&O/ EPLI, Liquor Liability, and Umbrella in California, Florida, Georgia, Tennessee and Texas. Property with Wind and Excluding Wind are offered.
OTHER SPECIALTY PROGRAMS: Program administrator offering insurance solutions for multiple hazards specifically tailored to the needs of association clients.
COVERAGE AVAILABLE: Legal Defense Gap, Workers’ Compensation, Pool & Spa Contamination Coverage including Environmental Impairment Liability, Equipment Breakdown Program, Monoline Crime, Monoline Directors & Officers/EPLI, Mold & Sewer Backup, and Difference in Condition Wrap.
Partner With Us
If you are a successful MGA or wholesale broker looking to take your business to the next level Constellation is here for you. Whether your goal is to increase profitability, bolster program growth or develop a long term succession plan, we have the turn-key solutions you need.